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Top 5 Things You Can
Do to Protect Your Legal Rights
Be aware.
Without even knowing it, you have already signed dozens of these
clauses. They are everywhere….car contracts, credit card
contracts, leases, loans, mortgages, nursing home admittances,
building contracts and many more.
Read the fine print & cross it out.
Be sure to carefully read all the provisions in a contract or
service agreement. You should look for words like "dispute
resolution" or "settling claims." You have the power to nullify
mandatory arbitration clauses simply by crossing them out before
you sign the agreements or by opting out under set procedures.
The company may require you to agree to mandatory arbitration in
order to receive services, but often there are other service
providers in the area that may suit your needs.
Shop around. Some service providers
do not require mandatory arbitration. When comparing prices and
services, be sure to check their arbitration policies. Shop for
consumer-friendly companies that refuse to be involved in
mandatory arbitration.
Read mail stuffers. Thoroughly read
any paper that comes with your monthly statements to be sure
they don't include new provisions to your contracts, including
mandatory arbitration clauses or changes.
Join a credit union. Most credit
unions do not have mandatory arbitration clauses in their loan
or credit card contracts. Some credit unions do have mandatory
arbitration clauses for other services, so you should read the
fine print to be sure.
Link to ATLA web for more information
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